Photo credit: Vladimir Pustovit || But do they have compatible credit scores?
Unlike many commentators, I tend to think credit scores are a good thing. In a big world, it is difficult for large financial institutions to figure out the most import “C” of the four Cs of Credit — Character. Credit scores offer an imperfect but generally useful shortcut in what is often an anonymous world.
In my last article on the topic, I noted that in addition to lending, credit scores are used in renting, insurance, employment, and a wide number of other areas. One new place where credit scores could prove useful is analyzing a prospective spouse. An academic paper suggests the following:
Though the paper is more broad than marriage, I am going to shift over to marriage for the rest of this article. Why? Every now and then, I get called in to do marriage counseling, typically along with my pastor and fellow elders. I'm not perfect, so my marriage isn't perfect, but it is very good.
Marriages tend to fail because the husband and wife disagree on goals or methods for the partnership that they have entered into. Common disagreements and problems involve:
