Peer-to-peer or P2P lending has become a popular means for investors to get the most out of their money. The popularity has grown in recent years as the rates of savings and bonds have become disappointing. With P2P platforms, investors provide unsecured loans to consumers. In turn, investors get an average annual return of 7,…
Financial aid is a great solution when finances hinder you from accomplishing your goals. For instance, for some college students, education is expensive. If such students receive financial aid, they are able to access education and realize their goals. So, most students request for financial aid and they are given. But, it isn’t a guarantee…
Starting a business is difficult but it becomes easier when you have access to funding. A lot of people want to leave their jobs and start their own. But they do not have enough funds to put in place their ‘robust’ business plans. The best option is to start a business on a lean budget,…
Marriage is more than just a socially and legally sanctioned union between people; it also entails a lot of rights and obligations, which make spouses inextricable in many senses. One of these aspects is the financial lives of the spouses. Your spouse’s credit score can influence your economic life, even if you keep your finances…
While “white-collar crimes” are not violent by nature, these crimes are still extremely serious because of the massive financial damage and ruin victims suffer from these crimes. Almost every American has heard of Bernie Madoff . He is currently serving a vast 150-year prison sentence. This sentence was given to him by a federal court…
When creating an investment plan for your portfolio, diversification is the most important rule. The first step in building a diversified portfolio is to define the assets that you allocate to different types of investment, such as stocks, bonds, mutual funds, and other assets such as real estate. When investing, you should also take into…
Have you been practicing law for quite some time under a firm, government body, or private institution and you want a different adventure? Starting a law firm can give you a new direction in life. This, however, is a different challenge altogether as it requires a business perspective in it. Although your skills as a…
Increasing the value of something means making it better. Renovating your property is motivated by one factor, increase in value. To maximize profits from real estate, you must up your game by being one step ahead of the competition. To avoid vacant property, you need to do some renovations which will attract potential tenants and…
Gold is an excellent alternative investment that has gone mainstream. It has passed the test of time throughout history and created wealth for investors in the long run. Other assets lose their value because of inflation, but the value of gold rises with the increase in the cost of living. Gold is one of the…
Running an online lending business is one of the most lucrative businesses in the modern-day. Everyone gets a financial emergency at some point in life. Is there a better way to get financial assistance than lending on the internet? There are a few basics you need to understand before investing in the online lending space….
